(Deprecated) Sentora pathUSD on Tempo
V2A Morpho V2 vault on Tempo that lends out pathUSD deposits, curated by Sentora. Depositors earn 0.00% a year right now after a 0% performance fee.
Data from Morpho's API · updated
Net APY
0.00%
after fees, paid to depositors
30-day APY
<0.01%
7-day 0.00%, from the share price
Deposits
$22.52M
22.65M pathUSD
Withdrawable now
$22.52M
100% of deposits
Performance fee
0%
of the interest earned
Depositors
1,322
largest holds 98.4%
(Deprecated) Sentora pathUSD APY history
Net APY earned each day, from the vault's share price: after fees, without token rewards
| Day | Deposits | Net APY |
|---|
Deposits over time
Where the money goes
The markets this vault lends to right now, largest first
| Market | Lent | Share |
|---|---|---|
| cbBTC / pathUSDLLTV 77% | $123K | 0.5% |
| Idle cashnot lent out | $22.69M | 99.5% |
The curator decides which markets the vault may use and how much it may put in each (the cap). Allocators then move money between those markets within the caps. How vaults work.
What the loans are backed by
Share of this vault's lending by the collateral borrowers put up
| cbBTC | 100.0% |
|---|
Returns over time
Net APY actually earned over each period, from the share price: after fees, without token rewards
| Last day | 0.00% |
|---|---|
| Last 7 days | 0.00% |
| Last 30 days | <0.01% |
| Last 90 days | 0.17% |
Who controls this vault
| Curator | Sentora |
|---|---|
| Owner | 0xe8C9…80081-of-1 multisig |
| Timelock to raise a cap | 3 dayswait before more can go into a market |
| Timelock to add an adapter | 3 dayswait before a new kind of investment |
| Timelock to raise fees | None |
| Allocators | 2addresses that move money between markets |
| Sentinels | 2can pull money back or cut caps in an emergency |
| Created | May 6, 2026 |
Timelocks give depositors time to leave before a change they dislike takes effect. Morpho risks explained.
Details
| Deposit asset | pathUSDprice $0.9943 |
|---|---|
| Vault version | Morpho Vault V2 |
| APY before fees | 0.00% |
| Vault contract | 0x9a04…a626 |
| pathUSD token | 0x20C0…0000 |
| Network | Tempo |
The curator's description: "Sentora Vault provides superior risk-adjusted returns by lending against top-tier collaterals from Bitcoin wrappers to staked ETH and yield-bearing stablecoin derivatives with strong risk management."
Largest depositors
1,322 addresses hold shares in this vault
| Address | Deposit | Share of vault |
|---|---|---|
| 0x755b…1d14 | $22.15M | 98.4% |
| 0x4667…4338 | $368K | 1.6% |
| 0x4530…DF12 | $254K | 1.1% |
| 0x21Fa…14E7 | $5.8K | 0.0% |
| 0xCF7e…5515 | $5.0K | 0.0% |
| 0xfbd0…F886 | $2.0K | <0.01% |
| 0x5F12…B92a | $1.3K | <0.01% |
| 0xeFF9…A51f | $1.3K | <0.01% |
| 0x49bD…572C | $1.2K | <0.01% |
| 0xb32B…29bf | $1.1K | <0.01% |
When a few addresses hold most of a vault, one large withdrawal can use up the liquidity that is free right now.
About (Deprecated) Sentora pathUSD
(Deprecated) Sentora pathUSD is a Morpho V2 vault on Tempo, created on May 6, 2026. It takes pathUSD deposits and lends them to borrowers in 1 Morpho market. The curator, Sentora, decides which markets it may use and how much can go into each.
It holds $22.52M (22.65M pathUSD) from 1,322 depositors and pays a net APY of 0.00% after its 0% performance fee. Over the last 30 days depositors actually earned 0.01% a year.
Its largest position is cbBTC / pathUSD at 1% of its deposits. 99% sits idle, not lent out. Counting every market, its loans are backed mainly by cbBTC (100%). 100% of deposits could be withdrawn right now.
Adding a market or raising how much can go into one waits behind a timelock of 3 days, which gives depositors time to leave first. The owner is a 1-of-1 multisig wallet. Morpho's app shows no warnings for this vault.
(Deprecated) Sentora pathUSD: quick answers
What is the APY of (Deprecated) Sentora pathUSD on Tempo?
(Deprecated) Sentora pathUSD pays 0.00% net APY right now, after its fees. Measured from the growth of its share price, it paid 0.01% over the last 30 days. The rate changes every day with what its borrowers pay.
What does (Deprecated) Sentora pathUSD lend against?
It lends pathUSD through 1 Morpho market. The biggest is cbBTC / pathUSD with 1% of its deposits. 99% sits idle. Overall its loans are backed mainly by cbBTC (100%).
Can I withdraw from (Deprecated) Sentora pathUSD right now?
Yes: all of its $22.52M in deposits could be withdrawn immediately, because the markets it lends to have enough unborrowed pathUSD left. That can change quickly when borrowing picks up.
Who runs (Deprecated) Sentora pathUSD and what does it charge?
Sentora curates it. It keeps 0% of the interest earned as a performance fee. The net APY shown is after these fees.
What are the risks of (Deprecated) Sentora pathUSD?
Like every Morpho vault, it can lose money if a borrower's collateral crashes faster than it can be liquidated, if a price oracle fails, or through a smart contract bug. Withdrawals can wait when its markets are fully borrowed. Adding a market or raising a cap waits behind a timelock of 3 days. This is not advice.
