cbBTC / OUSD on Tempo
A Morpho market on Tempo where people borrow OUSD against cbBTC. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 2.92% a year and borrowers pay 3.24% right now.
Data from Morpho's API · updated
Borrow APY
3.24%
30-day average 3.24%
Supply APY
2.92%
30-day average 2.83%
Supplied
$2.8K
2.78K OUSD
Borrowed
$2.5K
90.3% utilization
Available to borrow
$271
free liquidity right now
Collateral posted
$4.4K
0.0617 cbBTC
cbBTC / OUSD rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
cbBTC / OUSD interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 2.99% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much cbBTC collateral could be liquidated if its price fell by each amount
Based on today's loans and today's cbBTC price in OUSD. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 86%fixed for the life of the market |
|---|---|
| Liquidation bonus | 4.38%extra collateral a liquidator receives |
| cbBTC price in OUSD | 71.93K OUSDthe market's oracle, which liquidations follow |
| Oracle | ChainlinkOracleV20xb5D7…92c3 |
| Price feeds | 0x0a49…C7F3 0x4Da7…8C16 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | OUSDprice $1.0022 |
|---|---|
| Collateral | cbBTCprice $71.8K |
| Borrowers | 2 |
| Created | October 2, 2026 |
| Market ID | 0x9797e5e8…615956 |
| Rate model | 0x112f…B74E |
| cbBTC token | 0x20C0…8be5 |
| OUSD token | 0x20c0…74BE |
Vaults lending here
$533 of the $2.8K supplied comes from these vaults
| Vault | Lent here |
|---|---|
| Sentora OUSD MainV2lends directly | $533 |
Largest borrowers
2 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0x2Cde…4be7 | $2.5K | 1.57 |
| 0x13DE…90e1 | $5.00 | 0.95 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the cbBTC / OUSD market
The cbBTC / OUSD market on Tempo was created on October 2, 2026. Anyone can lend OUSD into it, and anyone holding cbBTC can borrow that OUSD against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $2.8K is supplied and $2.5K borrowed, so 90.3% of the market is in use, backed by $4.4K of cbBTC from 2 borrowers. Borrowers pay 3.24% a year, 3.24% on average over the last 30 days. Lenders earn 2.92%.
1 listed vault lends here, providing $533 of the supply; the largest is Sentora OUSD Main. Liquidators who close an unsafe loan here receive a 4.38% bonus in cbBTC. If cbBTC fell 20% against OUSD, about $5.00 of collateral would be at risk of liquidation.
cbBTC / OUSD on Tempo: quick answers
What is the OUSD borrow rate against cbBTC on Morpho Tempo?
In this market it is 3.24% a year right now, and it averaged 3.24% over the last 30 days. The rate is variable: it follows how much of the market's OUSD is borrowed, rising quickly above 90%.
When are cbBTC / OUSD loans liquidated?
When a loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes cbBTC worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if cbBTC fell to about 41.82K OUSD.
How much OUSD can be borrowed here right now?
$271 is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the cbBTC / OUSD market?
Lenders earn 2.92% a year right now (2.83% averaged over 30 days). Vaults provide 19% of the supply here (Sentora OUSD Main); the rest comes from people lending directly.
More ways to borrow against cbBTC
Other loan assets with cbBTC as collateral
| Market | Supply APY | Borrow APY |
|---|---|---|
| cbBTC / USDCBase · LLTV 86% | 4.52% | 5.33% |
| cbBTC / USDCEthereum · LLTV 86% | 4.37% | 5.10% |
| cbBTC / EURCVEthereum · LLTV 86% | 1.82% | 2.02% |
| cbBTC / USDTEthereum · LLTV 86% | 3.05% | 3.68% |
| cbBTC / EURCBase · LLTV 86% | 6.88% | 7.37% |
| cbBTC / USDCEthereum · LLTV 86% | 4.48% | 4.99% |
