PT-srUSDat-14JAN2027 / USDC on Ethereum
A Morpho market on Ethereum where people borrow USDC against PT-srUSDat-14JAN2027. A loan can be liquidated once it reaches 91.5% of the collateral's value. Lenders earn 8.60% a year and borrowers pay 9.70% right now.
Data from Morpho's API · updated
Borrow APY
9.70%
30-day average 11.82%
Supply APY
8.60%
30-day average 10.10%
Supplied
$20.5K
20.50K USDC
Borrowed
$18.3K
89.1% utilization
Available to borrow
$2.2K
free liquidity right now
Collateral posted
$27.0K
27.54K PT-srUSDat-14JAN2027
PT-srUSDat-14JAN2027 / USDC rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
PT-srUSDat-14JAN2027 / USDC interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 9.77% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much PT-srUSDat-14JAN2027 collateral could be liquidated if its price fell by each amount
Based on today's loans and today's PT-srUSDat-14JAN2027 price in USDC. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 91.5%fixed for the life of the market |
|---|---|
| Liquidation bonus | 2.62%extra collateral a liquidator receives |
| PT-srUSDat-14JAN2027 price in USDC | 0.982 USDCthe market's oracle, which liquidations follow |
| Oracle | Unknown0x0ed0…8844 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | USDCprice $0.9997 |
|---|---|
| Collateral | PT-srUSDat-14JAN2027price $0.9807 |
| Borrowers | 3 |
| Created | August 21, 2026 |
| Market ID | 0xdf9ba95a…79c9a8 |
| Rate model | 0x870a…00BC |
| PT-srUSDat-14JAN2027 token | 0x2c3e…A062 |
| USDC token | 0xA0b8…eB48 |
Vaults lending here
No listed vault lends to this market right now
Largest borrowers
3 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0xf2A1…0828 | $18.3K | 1.05 |
| 0x3542…45bD | $0 | >99 |
| 0x594c…D562 | $0 | 91.09 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the PT-srUSDat-14JAN2027 / USDC market
The PT-srUSDat-14JAN2027 / USDC market on Ethereum was created on August 21, 2026. Anyone can lend USDC into it, and anyone holding PT-srUSDat-14JAN2027 can borrow that USDC against it, up to a loan-to-value of 91.5% (its LLTV), where liquidation starts. Prices come from a custom oracle; check its source before borrowing or lending.
Right now $20.5K is supplied and $18.3K borrowed, so 89.1% of the market is in use, backed by $27.0K of PT-srUSDat-14JAN2027 from 3 borrowers. Borrowers pay 9.70% a year, 11.82% on average over the last 30 days. Lenders earn 8.60%.
No listed vault lends to this market right now, so its supply comes from direct lenders. Liquidators who close an unsafe loan here receive a 2.62% bonus in PT-srUSDat-14JAN2027. If PT-srUSDat-14JAN2027 fell 20% against USDC, about $21.0K of collateral would be at risk of liquidation.
PT-srUSDat-14JAN2027 / USDC on Ethereum: quick answers
What is the USDC borrow rate against PT-srUSDat-14JAN2027 on Morpho Ethereum?
In this market it is 9.70% a year right now, and it averaged 11.82% over the last 30 days. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.
When are PT-srUSDat-14JAN2027 / USDC loans liquidated?
When a loan reaches 91.5% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes PT-srUSDat-14JAN2027 worth 2.62% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if PT-srUSDat-14JAN2027 fell to about 0.537 USDC.
How much USDC can be borrowed here right now?
$2.2K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the PT-srUSDat-14JAN2027 / USDC market?
Lenders earn 8.60% a year right now (10.10% averaged over 30 days). No listed vault lends here, so the supply comes from people lending directly.