AUTO / USDC on Ethereum
A Morpho market on Ethereum where people borrow USDC against AUTO. A loan can be liquidated once it reaches 86% of the collateral's value. Lenders earn 8.04% a year and borrowers pay 8.93% right now.
Data from Morpho's API · updated
Borrow APY
8.93%
paid by borrowers
Supply APY
8.04%
earned by lenders
Supplied
$488K
487.90K USDC
Borrowed
$441K
90.4% utilization
Available to borrow
$46.8K
free liquidity right now
Collateral posted
$663K
642.00K AUTO
AUTO / USDC rate history
Average supply and borrow APY for each day
Borrow APY Supply APY
| Day | Supply APY | Borrow APY | Utilization |
|---|
Utilization
AUTO / USDC interest rate curve
What borrowers would pay at each utilization level, with today's settings
Borrow APY Supply APY
At the 90% target, borrowers pay 7.94% right now. Below it the rate falls to as little as a quarter of that; above it, it climbs to four times that when the market is fully borrowed. The curve itself also moves: while utilization stays above 90% the whole curve drifts up, and below 90% it drifts down. How Morpho interest rates work.
Liquidation map
How much AUTO collateral could be liquidated if its price fell by each amount
Based on today's loans and today's AUTO price in USDC. Borrowers who repay or add collateral move these numbers every day.
Risk settings
| Liquidation LTV (LLTV) | 86%fixed for the life of the market |
|---|---|
| Liquidation bonus | 4.38%extra collateral a liquidator receives |
| AUTO price in USDC | 0.961 USDCthe market's oracle, which liquidations follow |
| Oracle | ChainlinkOracleV20xd217…CEFE |
| Price feeds | 0xE4B8…3322 0x8fFf…18f6 |
| Market fee | Noneshare of interest taken by the protocol |
Details
| Loan asset | USDCprice $0.9997 |
|---|---|
| Collateral | AUTOprice $1.0332 |
| Borrowers | 2 |
| Created | October 28, 2026 |
| Market ID | 0x679e4c15…70c86b |
| Rate model | 0x870a…00BC |
| AUTO token | 0x997E…1da9 |
| USDC token | 0xA0b8…eB48 |
Vaults lending here
$483K of the $488K supplied comes from these vaults
| Vault | Lent here |
|---|---|
| RockawayX Confidential RWA USDCV2lends directly | $483K |
Largest borrowers
2 open loans in this market
| Address | Borrowed | Health |
|---|---|---|
| 0x9A1d…c403 | $441K | 1.20 |
| 0x22D4…676A | $1.00 | 1.83 |
Health is collateral value times the LLTV, divided by the debt. Below 1.00 a loan can be liquidated.
Recent liquidations here
None recorded in the last 90 days
About the AUTO / USDC market
The AUTO / USDC market on Ethereum was created on October 28, 2026. Anyone can lend USDC into it, and anyone holding AUTO can borrow that USDC against it, up to a loan-to-value of 86% (its LLTV), where liquidation starts. Prices come from Chainlink-style price feeds.
Right now $488K is supplied and $441K borrowed, so 90.4% of the market is in use, backed by $663K of AUTO from 2 borrowers. Borrowers pay 8.93% a year. Lenders earn 8.04%.
1 listed vault lends here, providing $483K of the supply; the largest is RockawayX Confidential RWA USDC. Liquidators who close an unsafe loan here receive a 4.38% bonus in AUTO. If AUTO fell 20% against USDC, about $663K of collateral would be at risk of liquidation.
AUTO / USDC on Ethereum: quick answers
What is the USDC borrow rate against AUTO on Morpho Ethereum?
In this market it is 8.93% a year right now. The rate is variable: it follows how much of the market's USDC is borrowed, rising quickly above 90%.
When are AUTO / USDC loans liquidated?
When a loan reaches 86% of the collateral's value (the market's LLTV). A liquidator then repays part of the debt and takes AUTO worth 4.38% more than it repaid. For example, a loan of half the collateral's value today would be liquidated if AUTO fell to about 0.559 USDC.
How much USDC can be borrowed here right now?
$46.8K is free in the market. Borrowing more than that would have to wait for repayments or new lenders.
What do lenders earn in the AUTO / USDC market?
Lenders earn 8.04% a year right now. Most lend through vaults, such as RockawayX Confidential RWA USDC, which spread deposits across several markets.