Morpho Watch

Unified Labs

Verified

Unified Labs curates 4 listed Morpho vaults holding $3.47M on 3 networks. A curator chooses which markets its vaults lend to and sets a cap for each one; depositors earn what those loans pay, minus the curator's fee.

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Data from Morpho's API · updated

In their vaults

$3.47M

listed vaults only

Vaults

4

on 3 networks

Average net APY

4.52%

weighted by vault size

Best vault right now

4.52%

SoSoValue x Unified Labs USDC

Unified Labs's vaults

Every listed vault Unified Labs curates, largest first. Fees are the share of interest the curator keeps.

Vaults curated by Unified Labs
Vault Deposits Net APY 30‑day APY Fee Withdrawable
SoSoValue x Unified Labs USDCV2Unified Labs · Base · $3.47M $3.47M3.47M USDC 4.52% 5.21% 0% $3.47M
Unified Labs USDC RWAV2Unified Labs · Monad · $87.00 $87.0087.38 USDC <0.01% 3.23% 0% $10.00
Unified Labs Prime USDCV2Unified Labs · Ethereum · $2.00 $2.002.03 USDC 4.37% 4.86% 0% $2.00
Unified Labs Regulated USDCV2Unified Labs · Ethereum · $1.00 $1.001.05 USDC 171.83% 28.09% 0% $6.00

What these vaults lend against

Money lent directly to markets, grouped by the collateral borrowers post. Higher-risk collateral usually pays more.

CollateralLent against itShareMarkets
cbBTC $3.47M100.0%2
Small or unlisted markets $88.00<0.01%2

Unified Labs on Morpho: quick answers

How much does Unified Labs manage on Morpho?

Unified Labs curates 4 vaults listed in the Morpho app, holding $3.47M on 3 networks. The largest is SoSoValue x Unified Labs USDC on Base with $3.47M.

What do Unified Labs's Morpho vaults pay?

Weighted by size, its vaults pay 4.52% net APY right now. The best with at least $1M deposited is SoSoValue x Unified Labs USDC on Base at 4.52% net APY. Rates change daily with borrowing demand.

What do Unified Labs's vaults lend against?

Mostly loans backed by cbBTC (100%) and Small or unlisted markets (<0.01%), counting money lent directly into markets. Each vault's page shows its own mix.

Which networks does Unified Labs run Morpho vaults on?

Base, Monad and Ethereum.

How to judge a curator's vaults

Look at three things on each vault page. First, what the vault lends against: loans backed by Bitcoin or ETH are usually safer than loans backed by newer or thinly traded tokens. Second, how much cash the vault could pay out today, shown as "withdrawable": if nearly everything is lent out, withdrawals may have to wait. Third, the fee and the timelock, which is how long depositors get to react before the curator's changes take effect. Comparing curators? See the curator ranking, the best vault yields, or read what can go wrong with a vault.