Sky Money
VerifiedSky Money curates 5 listed Morpho vaults holding $88.35M on 1 network. A curator chooses which markets its vaults lend to and sets a cap for each one; depositors earn what those loans pay, minus the curator's fee.
Data from Morpho's API · updated
In their vaults
$88.35M
listed vaults only
Vaults
5
on 1 network
Average net APY
4.66%
weighted by vault size
Best vault right now
8.26%
sky.money USDC Risk Capital
Sky Money's vaults
Every listed vault Sky Money curates, largest first. Fees are the share of interest the curator keeps.
| Vault | Net APY | ||||
|---|---|---|---|---|---|
| sky.money USDT SavingsV2Sky Money · Ethereum · $54.01M | 3.86%incl. 0.72% rewards | ||||
| sky.money USDS FlagshipV2Sky Money · Ethereum · $27.63M | 5.57%incl. 4.26% rewards | ||||
| sky.money USDC Risk CapitalV2Sky Money · Ethereum · $5.47M | 8.26% | ||||
| sky.money USDS Risk CapitalV2Sky Money · Ethereum · $1.00M | 3.81% | ||||
| sky.money USDT Risk CapitalV2Sky Money · Ethereum · $238K | 1.66% | ||||
| Nothing matches that filter. | |||||
What these vaults lend against
Money lent directly to markets, grouped by the collateral borrowers post. Higher-risk collateral usually pays more.
| Collateral | Lent against it | Share |
|---|---|---|
| sUSDS | $54.01M | 79.9% |
| stUSDS | $6.71M | 9.9% |
| PT-sUSDS-26NOV2026 | $4.30M | 6.4% |
| cbBTC | $1.94M | 2.9% |
| wstETH | $608K | 0.9% |
Sky Money on Morpho: quick answers
How much does Sky Money manage on Morpho?
Sky Money curates 5 vaults listed in the Morpho app, holding $88.35M on 1 network. The largest is sky.money USDT Savings on Ethereum with $54.01M.
What do Sky Money's Morpho vaults pay?
Weighted by size, its vaults pay 4.66% net APY right now. The best with at least $1M deposited is sky.money USDC Risk Capital on Ethereum at 8.26% net APY. Rates change daily with borrowing demand.
What do Sky Money's vaults lend against?
Mostly loans backed by sUSDS (80%), stUSDS (10%) and PT-sUSDS-26NOV2026 (6%), counting money lent directly into markets. Each vault's page shows its own mix.
Which networks does Sky Money run Morpho vaults on?
Ethereum.
How to judge a curator's vaults
Look at three things on each vault page. First, what the vault lends against: loans backed by Bitcoin or ETH are usually safer than loans backed by newer or thinly traded tokens. Second, how much cash the vault could pay out today, shown as "withdrawable": if nearly everything is lent out, withdrawals may have to wait. Third, the fee and the timelock, which is how long depositors get to react before the curator's changes take effect. Comparing curators? See the curator ranking, the best vault yields, or read what can go wrong with a vault.