Morpho Watch

August Digital

Verified

August Digital curates 3 listed Morpho vaults holding $20.91M on 2 networks. A curator chooses which markets its vaults lend to and sets a cap for each one; depositors earn what those loans pay, minus the curator's fee.

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Data from Morpho's API · updated

In their vaults

$20.91M

listed vaults only

Vaults

3

on 2 networks

Average net APY

7.73%

weighted by vault size

Best vault right now

8.28%

August USDC V2

August Digital's vaults

Every listed vault August Digital curates, largest first. Fees are the share of interest the curator keeps.

Vaults curated by August Digital
Vault Deposits Net APY 30‑day APY Fee Withdrawable
August USDC V2V2August Digital · Monad · $14.90M $14.90M14.90M USDC 8.28%incl. 0.82% rewards 7.58% 0%+0.2% a year $1.47M
August USPCV2August Digital · Monad · $5.76M $5.76M5.76M USDC 6.47%incl. 1.27% rewards 4.20% 0% $534K
August USDC V2V2August Digital · Ethereum · $256K $256K255.61K USDC 4.26% 4.12% 0%+0.2% a year $54.3K

What these vaults lend against

Money lent directly to markets, grouped by the collateral borrowers post. Higher-risk collateral usually pays more.

CollateralLent against itShareMarkets
earnAUSD $14.90M71.3%1
USPC $5.76M27.5%1
syzUSD $201K1.0%1
AA_FalconXUSDC $54.3K0.3%1

August Digital on Morpho: quick answers

How much does August Digital manage on Morpho?

August Digital curates 3 vaults listed in the Morpho app, holding $20.91M on 2 networks. The largest is August USDC V2 on Monad with $14.90M.

What do August Digital's Morpho vaults pay?

Weighted by size, its vaults pay 7.73% net APY right now. The best with at least $1M deposited is August USDC V2 on Monad at 8.28% net APY (0.82% of it in token rewards, which can stop at any time). Rates change daily with borrowing demand.

What do August Digital's vaults lend against?

Mostly loans backed by earnAUSD (71%), USPC (28%) and syzUSD (1%), counting money lent directly into markets. Each vault's page shows its own mix.

Which networks does August Digital run Morpho vaults on?

Monad and Ethereum.

How to judge a curator's vaults

Look at three things on each vault page. First, what the vault lends against: loans backed by Bitcoin or ETH are usually safer than loans backed by newer or thinly traded tokens. Second, how much cash the vault could pay out today, shown as "withdrawable": if nearly everything is lent out, withdrawals may have to wait. Third, the fee and the timelock, which is how long depositors get to react before the curator's changes take effect. Comparing curators? See the curator ranking, the best vault yields, or read what can go wrong with a vault.